Car accidents can happen anywhere and at any time, and they can have a range of consequences. But for as much variety as there is when it comes to accident types and their outcomes, nearly all result from some act of negligence—whether it’s committed by a negligent motorist, commercial driver, property owner, or even a product manufacturer. It's essential to understand these causes to better protect oneself and to know when legal intervention might be necessary.

At Aaron Sachs & Associates, P.C., we’ve handled countless auto accident cases involving all types of circumstances throughout Mid-Missouri. This insight allows us to better investigate the underlying causes of crashes and how to help our clients seek the compensation they deserve. Each case is a step toward preventing future incidents by addressing systemic issues causing these accidents. 

We handle car accident cases involving all causes, including:

• Distracted driving: One of the leading causes of car accidents is driver distraction. This includes activities like texting or talking on the phone, using GPS devices, eating, grooming, adjusting the radio, or interacting with passengers while driving. Taking attention away from the road increases the risk of collisions.
• Speeding: Driving at high speeds reduces a driver's ability to react to sudden changes in road conditions or unexpected obstacles. Speeding also increases the severity of crashes and reduces the effectiveness of safety features in the vehicle. It's crucial to recognize areas where speeding frequently contributes to accidents and to promote safer driving habits.
• Driving under the influence: Operating a vehicle while impaired by alcohol, drugs, or certain medications significantly impairs judgment, coordination, and reaction times, leading to an increased risk of accidents.
• Reckless driving: Aggressive driving behaviors, such as tailgating, weaving in and out of traffic, and ignoring traffic signals, often lead to accidents. In addition to facing citations or even criminal charges, aggressive and reckless motorists may also be held liable in civil court for injuries and losses suffered by victims. 
• Fatigue: Driving while fatigued or drowsy can impair a driver's ability to focus and react quickly, increasing the risk of accidents. Some studies have equated poor sleep with impaired driving ability on par with alcohol intoxication. Raising awareness about the dangers of fatigued driving remains a key public safety initiative. 
• Failure to obey traffic rules: Disregarding traffic signs, signals, and right-of-way rules can lead to collisions with other vehicles or pedestrians. Understanding local traffic patterns and high-risk intersections can help avoid common pitfalls. 

Common Mistakes After a Car Accident

One prevalent mistake people make after an accident is failing to document the scene comprehensively. Taking photos, noting road conditions, and gathering witness information are crucial steps often overlooked in the immediate aftermath of a crash.

Another common error is discussing the accident details with insurance adjusters without consulting a lawyer first. It's essential to understand that these discussions can significantly impact claim outcomes, underscoring the importance of seeking professional legal advice promptly.

Who Is Liable for Your Car Accident in Columbia, MO?

Figuring out who to hold financially responsible (or liable) for your accident is one of the most important objectives in any injury matter. But because every accident is unique, liability will depend on specific facts and circumstances. Understanding potential liability dynamics can greatly aid in preparing for a claim. 

Some general examples of parties who may be held liable include:

• A negligent driver.
• The employer of a negligent driver in a commercial vehicle or truck accident case.
• A school district or municipality responsible for a bus accident.
• Manufacturers, distributors, or suppliers of defective products.

It is important to note that fault and liability are not always one in the same. That’s because personal injury claims need to be brought against parties that not only bear legal responsibility but also have the financial means to cover a victim’s expenses. This means that when you file a personal injury claim against an at-fault party after being injured in a car accident, that party needs to have sufficient insurance coverage to compensate you for your losses. Consulting with professionals can help clarify these often-complex issues. 

This being the case, car accident investigations also focus heavily on finding available insurance coverage. In a typical case involving one at-fault driver, this coverage will often come from that driver’s auto insurance policy. In an accident involving a commercial vehicle, it will likely come from the employer’s commercial insurance policy. Assessing all potential avenues for coverage early on can greatly affect the course of legal action. 

Of course, there can always be challenges when it comes to identifying liable parties and searching for sufficient coverage, which is why our team at Aaron Sachs & Associates, P.C. is so detailed in the investigatory work we do. We’re also experienced in identifying liable parties and sources of coverage in cases where fault, liability, or insurance issues make for complications. Tackling these complexities with thorough investigation ensures that potential barriers to compensation are addressed properly. 

Some examples include:

• Rideshare accidents: Accidents involving Uber and Lyft are common in Columbia, which is home to the University of Missouri and a thriving rideshare scene. However, they can create challenging questions about liability, leaving victims to wonder whether they should pursue claims against a private motorist, the rideshare company, or some other party. Knowledge of local rideshare regulations can be pivotal. 
• Defective products: Products liability is the liability that manufacturers, distributors, and suppliers have for injuries caused by their products. This includes auto parts like faulty tires, brakes, or airbags that cause or contribute to accidents and injuries. Determining how a defective product caused a crash and pursuing compensation from the appropriate party requires a great deal of investigative leg work. Exploring manufacturers' safety history and standards can provide invaluable context in these cases. 
• Uninsured / Underinsured motorists. Accidents caused by drivers who don’t carry insurance, or who don’t carry enough, put victims at great risk of not being able to recover funds for their medical bills and other damages. This is why having UM/UIM coverage, which is optional, is so important. When you have this coverage and are injured by an uninsured or underinsured driver, you can file a claim with your own insurance company to recover the compensation you need. Educating oneself about the nuances of these policy options can prevent potential financial hardship. 
• Hit-and-run accidents / at-fault party can’t be located. UM/UIM insurance can also prove invaluable in crashes where at-fault parties cannot be located, either because they fled the scene of the crash or created a hazard and never stopped to address it (such as when something falls off the roof of a car). As with cases involving uninsured drivers, victims in these situations can file claims under their own insurance policy if they have this optional coverage. Staying informed about regional hit-and-run trends can promote vigilance and preparedness.